Total Access Senior


  • Flexibility: Bank how you want, through the banking channels you want

  • Save Money & Earn More: Pay no monthly fee and earn interest

  • Convenience: 24/7 access to your money through our self-service banking channels

  • Record Keeping: Paperless statements

  • Find a Local Branch

    Additional Features

    Manage your everyday banking needs with the Total Access Senior's Account for no monthly fee. Enjoy maximum access to your money through unlimited self-service banking at Scotiabank channels 

  • Cheque writing privileges

  • Earn premium rate of interest on your account balances

  • Receive a 25% discount off Safety Deposit Box fees and pay no commission or service fees on traveller's cheques, standing orders and bank drafts

  • Overdraft Protection available

  • Mobile Banking app available for iOS and Android  

  • Additional Information

    How to apply

    Download the application form [PDF: 614 KB]

    Account Service Fees

    Personal Financial Services Agreement [PDF: 4 MB]

    Terms and Conditions

    Selector Tool

    Not sure which account is right for you? Try our "Account Selector Tool"

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    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Learn more, Savings Calculator