Borrowing

Find a variety of loan and financing solutions tailored to your personal needs.

Choose a borrowing solution that’s right for you

 

Whether you're buying a car, renovating your home, paying for your education or travelling the world, we can help you select the products and services that will minimise your borrowing costs and maximise your opportunities.

Scotiabank Mortgage Solutions

Your dreams of owning your own home are closer to coming true with our 

  • Expert advisors available to guide you
  • Affordable rates and terms
  • Buy new with as little as 5% down

Speak to a Personal Banking Officer today to learn more

Scotia Plan Loan
  • A reliable loan that you can customize to your changing needs
  • Choose the repayment schedule that suits you
  • Select a payment amount that actually saves you interest
  • Optional security protection
  • Fixed monthly payments

Car Loans

 

  • Up to 100% financing
  • Repayment period of up to 84 months

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotiabank Personal Line of Credit
  • An excellent way to give yourself some added financial flexibility
  • Get unrestricted access to your credit whenever you need it
  • Make payments as low as interest only and keep more cash in your pocket
  • No pre-payment penalty
Scotiabank Gold Personal Line of Credit
  • Enjoy the financial freedom of having available credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
  • Once it's yours, it's yours for life