Working Capital

  • Right for you if:
    You think your business will benefit from a boost in operating capital

  • Maintain enough capital to operate, weather seasonal ups and downs, and act on growth opportunities with one of our customisable credit solutions. 


    Financing is available to help you acquire capital goods, upgrade your plant, purchase raw materials for manufacturing and fund working capital.

    Demand Loans (in U.S. currency):

    Our U.S. dollar currency demand loans can be used to:

  • Acquire capital goods

  • Upgrade a plant

  • Purchase raw materials for manufacturing

  • Enhance your working capital

  • Take advantage of Scotiabank’s flexible payment arrangements, including monthly instalments or lump-sum payments.


    Overdraft Protection is a safety net that helps you meet your short-term Working Capital needs and enables your company to improve cash flow requirements. Scotiabank charges a competitive interest rate on the overdrawn amount.

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