Term Deposits

Earn a competitive rate of interest on surplus cash

Earn a competitive rate of interest on surplus cash for a term that best suits your investment needs. We'll help you improve your cash flow management with security and convenience.

With Scotiabank Term Deposits you receive:

Security – With Term Deposits, your initial investment (principal) is protected.

Liquidity – With our range of other deposit products, you'll have the liquidity you need. Terms can be as short as 31 days or up to 5 years.

Predictable Returns – Competitive returns without sacrificing security.

Fixed Term

  • Highest available guaranteed rate of interest
  • Interest payments annually or at maturity
  • Available in USD
  • Available terms from 31 days to five years

Find out more, Fixed Term
Fixed Term - Monthly Income

  • Many of the same features as our Fixed Term Deposits
  • Regular monthly income stream
  • Available terms from one year to five years
  • Available in USD

Find out more, Fixed Term - Monthly Income

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